Personal Checking

   

CAREFree Checking

The perfect account for anyone! Plus, there are no minimum balance requirements.

  • No monthly service fees
  • Free Visa Debit Card with unlimited usage and UChoose Rewards program
  • Unlimited check writing
  • Free Mobile Banking, Online Banking, Bill Pay* and eStatements
  • Overdraft protection when linked to a savings account or an overdraft line of credit**
  • Free 24 hour bank by phone

For more information on CAREfree Checking, contact a New Accounts Specialist at any of our Beaver Dam locations today!

*Online Bill Pay is free to you if you pay at least one bill per month using Online Bill Pay. For every month you do not use Online Bill Pay you will be assessed a fee of $5.95.
**Overdraft lines of credit are subject to credit approval.

 

Interest Bearing Checking

If you keep a higher balance in your checking account, why not earn interest on it!?

  • Earn interest* on account balances exceeding $100
  • Avoid a monthly service fee by maintaining a balance of $1,000 or more
  • Free Visa Debit Card with unlimited usage and UChoose Rewards program
  • Unlimited check writing
  • Free Mobile Banking, Online Banking, Bill Pay** and eStatements
  • Overdraft protection when linked to a savings account or an overdraft line of credit***
  • Free 24 hour bank by phone

To open an Interest Bearing Checking account, contact a New Accounts Specialist at any of our convenient Beaver Dam locations!

*We calculate interest on the full principal balance in an account each day, using the daily balance method.
**Online Bill Pay is free to you if you pay at least one bill per month using Online Bill Pay. For every month you do not use Online Bill Pay you will be assessed a fee of $5.95.
***Overdraft lines of credit are subject to credit approval.

  

On-The-Go Club Checking

You've reached that time in your life when you're in a position to take advantage of new opportunities, to try new things, to get out and GO. If you're age 50 or better, and have a combined balance in all of your personal deposit accounts at The American National Bank of $2,500 or more, you're ready to go. You'll enjoy many financial services and special bonuses that enhance your active lifestyle and provide you with the convenience you deserve.

To learn how you can become an *On-The-Go Club Member, contact a New Accounts Specialist at any of our three Beaver Dam Offices.

*We calculate interest on the full principal balance in an account each day, using the daily balance method.

  

Money Market Index

An investment tool with the flexibility to access funds when needed!

  • Earn interest* on balances exceeding $10,000
  • Funds accessible by check, teller withdrawal or automatic transfer
  • Avoid monthly service fee by maintaining a balance of $5,000 or more
  • Overdraft protection when linked to a savings account or an overdraft line of credit**

To learn more about our Money Market Index acounts, call a New Accounts Specialist at any of our Beaver Dam offices.

*We calculate interest on the full balance in an account each day, using the daily balance method.
**Overdraft lines of credit are subject to credit approval.

eStatements

Wouldn’t it be great to reduce paper in your mailbox and support the environment?

Now you can with eStatements - the online way to manage your financial statements. You can access your statement, review it and then download it to a digital folder.

What could be easier?

Make file folders a thing of the past - sign up for eStatements and enjoy great benefits such as:

SECURE.  Your statements are delivered through a secure, online system which protects you from identify theft.
FAST.  Online eStatements get to you immediately; no waiting for the mail to arrive. Plus you can review it anytime, anywhere.
EASY.  Save (or print) your eStatement right on your computer.
CONVENIENT.  Past statements can be stored digitally and stay accessible.
LESS  PAPER.  Reduce unnecessary paper, decrease clutter, save storage space, and help preserve trees.
FREE.  eStatements are available to our customers at no charge.

To learn more about the great features of eStatements, click here.