Is a Trust Arrangement right for you?

 Kathy Heim

Assistant Vice President and Trust Officer 

John R. Oathout

Executive Vice President and Trust Officer 

The American National Bank of Beaver Dam takes great pride in being a locally owned, independent bank providing a complete range of personal trust and investment management services. Our knowledgeable staff are available to provide information and assist on any number of different financial and estate planning matters.

Kathy Heim, John Oathout and the American National Bank of Beaver Dam's Trust Department provide professional Trust Services with a personal touch, from the same bank that has been serving the Beaver Dam area since 1891. 

Whether you currently have a trust that you are managing yourself or whether you are considering establishing a trust, we can act as your trustee or your successor trustee. We specialize in:

Living Trusts

Testamentary Trusts

Estate Settlement

Agency and Custody Accounts 

For more information about Trust or to request a confidential free consultation, you can contact us by phone at (920) 885-2700 or by email at: or