Special Certificate Offerings...Available to Checking, Money Market
and On The Go Accountholders Only!


Term                Minimum                 Rate                APY

  7 MO                $5000.00                0.35%                0.35%
13 MO                $5000.00                0.55%                0.55%
25 MO                $5000.00                0.80%                0.80%

Regular Certificate Offerings...Available to anyone!

42 MO Bump      $1000.00               1.30%                1.30%
4 YR                    $1000.00                1.30%                1.30%   
3 YR                    $1000.00                1.20%                1.20%
2 YR                    $1000.00                0.80%                0.80%
1 YR                    $1000.00                0.45%                0.45%
182 DAY             $2500.00                0.25%                0.25%  
91  DAY              $2500.00                0.15%                0.15%

IRA Certificate Offerings...Available to IRA Accountholders!       

 4 YR                  $1000.00                1.30%                1.31%
 3 YR                  $1000.00                1.20%                1.21%
 2 YR                  $1000.00                0.80%                0.80%
 1 YR                  $1000.00                0.45%                0.45%                  

  
Minimum Deposits to open Certificates of Deposit and Obtain
APY are required.

The Interest Rates and Annual Percentage Yields are accurate
as of February 14, 2012.  For current Interest Rates, APY, minimum
deposit and balance information 
please call 920-885-2700.

The APY shown above assumes that all principal and interest
will remain on deposit for the entire term.  A withdrawal may
reduce earnings.

Simple interest is paid on Certificates of Deposit.

Special Rates are available for personal accounts only.