Personal Services

CAREfree Checking

The perfect account for anyone!

No minimum balance requirements

  • No monthly service fees
  • Free Visa Debit Card with unlimited usage and UChoose Rewards program
  • Unlimited check writing
  • Free Online Banking, Bill Pay* and E-Statements
  • Overdraft protection when linked to a savings account or an overdraft line of credit**
  • Free 24 hour bank by phone


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*Online Bill Pay is free to you if you pay at least one bill per month using Online Bill Pay. For every month you do not use Online Bill Pay you will be assessed a fee of $5.95.

**Overdraft lines of credit subject to credit approval.